LEIGHLIN CREDIT UNION LTD provides
services to the Member through LEIGHLIN CREDIT UNION LTD On-Line Account
Access, subject to the Member's acceptance of the terms and conditions set out
below.
Words in bold print in this
Definitions Clause have the meanings respectively set under them when used in
this Agreement and, where the context admits, the singular form shall include
the plural form and vice versa.
Account
An account denominated in
Euro (whether in sole or joint names) maintained with LEIGHLIN CREDIT UNION
LTD and designated by the Member as an account which may be utilised in
availing of the On-Line Account Access service.
Member
A person who maintains an
Account with LEIGHLIN CREDIT UNION LTD.
Agreement
The agreement concluded
between LEIGHLIN CREDIT UNION LTD and the Member for the purposes of
receiving the any of the On-Line Account Access Services through LEIGHLIN
CREDIT UNION LTD On-Line Account Access which consists of (1) the Registration
Process(es); (2) these Terms and Conditions; (3) the Privacy and Security
Policy appearing on the Website from time to time; and (4) the Data Protection
Notice. In the event of any conflict or ambiguity between any of these
documents, then these Terms and Conditions will prevail.
LEIGHLIN CREDIT
UNION LTD On-Line
Account Access
The online system made available by LEIGHLIN CREDIT UNION LTD for approx.
24 hours a day to enable the Member to access and utilise Services via the
internet and/or other internet technology-based telecommunication media by
accessing the Website.
On-Line Account Access Services
The services which LEIGHLIN CREDIT UNION LTD will supply, at its
discretion, to a Member from time to time through LEIGHLIN CREDIT UNION
LTD On-Line Account Access which may include (without limitation) allowing a
Member to: (a) access to information on an Account, including the balance of,
and details of recent transactions on, the Account; (b) request statements on
an Account; (d) make a Funds Transfer; (e) make a bill payment; (f) apply for
or access personal loan facilities; (g) access balance and other statement
information in relation to other LEIGHLIN CREDIT UNION LTD services
provided to the Member;
Bill Payment Account
An account of a third party which has been set up by LEIGHLIN CREDIT UNION
LTD for Bill Payment arrangements. The list of Bill Payments Accounts (which
may be added to or changed by LEIGHLIN CREDIT UNION LTD from time to time)
will be made available to the Member who may then designate Bill Payment
Account(s) from the list for Bill Payment and through the LEIGHLIN CREDIT
UNION LTD On-Line Account Access.
Bill Payment
The transfer of funds by the Member for credit of a Bill Payment Account
designated by the Member which is made at debit of a Nominated Account using the Self Service
Facility and/or LEIGHLIN CREDIT UNION LTD On-Line Account Access;
Business Day
A day on which LEIGHLIN CREDIT UNION LTD is open for general business
"non business day" shall be construed accordingly.
Credit Union
A credit union for the purposes of the Credit Union Act 1997.
Member Service Adviser
An employee or agent of LEIGHLIN CREDIT UNION LTD authorised to provide
assistance to the Member in relation to the Member's use of LEIGHLIN
CREDIT UNION LTD On-Line Account Access.
Data Protection Notice
The data protection notice which sets out the terms upon which the Member's
personal data received in respect of this Agreement will be gathered and
processed, and which is published on the Website, together with any consents
the Member has given to LEIGHLIN CREDIT UNION LTD Group regarding use of
his/her personal data.
Euro
The single currency of the participating member states of the European Union.
Funds Transfer
An Intra Account Transfer or an Inter Account Transfer or an International
Payment.
Inter Account Transfer
The transfer of funds by the Member for credit of an account held by or with a
credit institution other than LEIGHLIN CREDIT UNION LTD, which is made at
the debit of an Account using the LEIGHLIN CREDIT UNION LTD On-Line
Account Access Service.
International Payment
The transfer of funds by the Member for credit of an account outside
Intra Account Transfer
The transfer of funds by the Member: (i) for the credit of any other Account
and/or any third party account maintained with LEIGHLIN CREDIT UNION LTD,
which is made at the debit of an Account using the LEIGHLIN CREDIT UNION
LTD On-Line Account Access Service.
Mandated Account
An Account or any third party account maintained with LEIGHLIN CREDIT
UNION LTD, or with a credit institution other than LEIGHLIN CREDIT UNION
LTD, designated by the Member for receipt of funds through the Leighlin
CREDIT UNION LTD On-Line Account Access Service.
Nominated Account
Such of the Accounts as are designated by the Member for access through the
LEIGHLIN CREDIT UNION LTD On-Line Account Access Service.
Non-Business Day Period
Any non-business day or consecutive non business days preceding a Business Day,
e.g. Sunday would constitute a Non-Business Day Period where Monday is a
Business Day.
Personal Identification
Number ("PIN")
The personal identification number, consisting of not more than six digits,
allocated to the Member by LEIGHLIN CREDIT UNION LTD for use in
conjunction with the Registration Number or which the Member chooses, with
LEIGHLIN CREDIT UNION LTD's consent, through LEIGHLIN CREDIT UNION
LTD On-Line Account Access Service.
Privacy and Security
Policy
The document called "Privacy and Security Policy" published on the
Website from time to time.
Registration Process(es)
The process(es) which must be properly and fully completed by an Account Holder
applying to LEIGHLIN CREDIT UNION LTD for the provision of On-Line Account
Access Services using LEIGHLIN CREDIT UNION LTD On-Line Account Access,
including, but not limited to, application forms, online application forms and
forms completed by the Member or by a Member Service Adviser on behalf of the
Member, or information given to a Member Service Adviser by the Member.
Registration Number
The Registration Number allocated by LEIGHLIN CREDIT UNION LTD to the
Member in connection with LEIGHLIN CREDIT UNION LTD On-Line Account
Access.
Self-Service Facility
The fully automated facility available to the Member in connection with
LEIGHLIN CREDIT UNION LTD On-Line Account Access Service which enables the
Member to access and utilise the Services attaching to this facility.
SMS Message
A message sent using a short message service to or from telecommunication
devices that use global system for mobile (GSM) communication.
Terms and Conditions
The terms and conditions governing the provision of the LEIGHLIN CREDIT
UNION LTD On-Line Account Access to the Member, which are set out in this
document, and such other terms and conditions as may be added to or substituted
for them from time to time pursuant to the Agreement.
Member
The Account Holder to whom (or, in the case of joint Accounts, to each of whom)
is issued a Registration Number and PIN.
Website
Any page containing the URL www.Portcu.ie
1. Availability and Security
1.1 LEIGHLIN CREDIT UNION LTD On-Line Account Access
Services are made available, is subject
to Clause 1.2, only provided to a Member by LEIGHLIN CREDIT UNION LTD in
respect of Accounts in Leighlin Credit Union.
1.2 International Payments may be made to the credit of an
account with any credit institution outside
1.3 LEIGHLIN
CREDIT UNION LTD On-Line Account Access (including the Services delivered
through it), the Registration Number and PIN must be used by the Member
strictly in accordance with this Agreement.
1.4
(a) The PIN (if requested) will be provided by LEIGHLIN
CREDIT UNION LTD direct to the Member. The Member must not disclose the PIN
whether directly or indirectly, to any other person (including, but not limited
to, any account aggregation service provider). Should the Member know or think
it possible that the Registration Number or PIN has become known to any other
person the Member shall immediately effect a change to the PIN through
LEIGHLIN CREDIT UNION LTD.
(b) The Member shall disconnect and exit LEIGHLIN CREDIT
UNION LTD On-Line Account Access Service when not availing of the Services.
1.5
International Payments are subject to the provision of the Financial Transfers
Act, 1992, (as amended) and/or any like legislation applicable in
2.1 The equipment necessary for the Member to access
LEIGHLIN CREDIT UNION LTD On-Line Account Access Service shall be provided
and be maintained by and at the expense of the Member and LEIGHLIN CREDIT
UNION LTD may change the requirements for such equipment from time to time.
3.1 The Member undertakes to LEIGHLIN CREDIT UNION LTD to
comply strictly with this Agreement. The Member acknowledges that his or her
compliance with this Agreement is designed to minimise the risk of unauthorised
use of LEIGHLIN CREDIT UNION LTD On-Line Account Access Service. The
Member agrees to indemnify LEIGHLIN CREDIT UNION LTD in full in respect of
any loss or damages which may arise to LEIGHLIN CREDIT UNION LTD, the
Member or any third party as a consequence of the Member’s non-compliance with
this Agreement.
4.1 LEIGHLIN CREDIT UNION LTD shall be entitled, but not
obliged, to record all communications from, or instructions given by, the
Member to LEIGHLIN CREDIT UNION LTD, or messages sent by LEIGHLIN
CREDIT UNION LTD to the Member through LEIGHLIN CREDIT UNION LTD On-Line
Account Access Service.
4.2
(a) The Member shall ensure that all instructions given by the
Member to LEIGHLIN CREDIT UNION LTD through LEIGHLIN CREDIT UNION LTD
On-Line Account Access Services are accurate and complete, and that, where
appropriate, he/she correctly identifies the Account to which any amount is to
be credited or debited. In particular, prior to confirming any instruction to
LEIGHLIN CREDIT UNION LTD, the Member shall ensure that the instruction
which is relayed back to the Member confirming the instruction that the Member
sent through LEIGHLIN CREDIT UNION LTD On-Line Account Access is the
instruction which the Member intends to give.
LEIGHLIN CREDIT UNION LTD is entitled to rely on any instruction
from the Member using LEIGHLIN CREDIT UNION LTD On-Line Account Access,
and, for the avoidance of doubt, the processing by LEIGHLIN CREDIT UNION
LTD of any such confirmed instruction shall be final and binding on the Member.
(b) LEIGHLIN CREDIT UNION LTD is authorised to provide the
Member with account balance information in respect of all accounts currently or
at any future time opened in the name of the Member with LEIGHLIN CREDIT
UNION LTD
(c) LEIGHLIN CREDIT UNION LTD is authorised to provide to
the Member any or all of the Services which may be accessed and availed of
through LEIGHLIN CREDIT UNION LTD On-Line Account Access Services in
accordance with the Member's instructions given to LEIGHLIN CREDIT UNION
LTD through LEIGHLIN CREDIT UNION LTD On-Line Account Access Service.
5.1 The Member authorises LEIGHLIN CREDIT UNION LTD to act
upon any instruction to debit an Account received through LEIGHLIN CREDIT
UNION LTD On-Line Account Access which has been transmitted using all or part
of the Registration Number, PIN and/or any other authentication process which
LEIGHLIN CREDIT UNION LTD may require to be used in connection with
LEIGHLIN CREDIT UNION LTD On-Line Account Access without requiring
LEIGHLIN CREDIT UNION LTD to make any further authentication or enquiry,
and all such debits shall constitute a liability of the Member. Where the
Members' Account is maintained in joint names the liability of the Account
Holders shall be joint and several.
5.2 The Member shall not create an unauthorised overdraft, exceed
an approved limit on an Account or otherwise act in any manner contrary to any
other terms and conditions applicable to an Account and/or the Services through
the use of LEIGHLIN CREDIT UNION LTD On-Line Account Access.
5.3
(a) Upon receipt of instructions to effect a
Bill Payment or an Inter Account Transfer LEIGHLIN CREDIT UNION LTD will
carry out the transfer instructions, will debit the Account and will effect the
transfer within seven Business Days.
(b) Upon receipt of instructions from the
Member to effect an Intra Account Transfer LEIGHLIN CREDIT UNION LTD will
carry out the instructions and will debit the Account on the same Business Day
5.4 Notwithstanding any other limit or
authorisation (including any limit referred to in this Clause 5), whether in
respect of any Account or otherwise the maximum aggregate amount which a Member
may transfer using the On-Line Account Access Services (whether by Bill Payments,
Fund Transfers, and/or otherwise) is EUR 250,000 during any Business Day, or
during a Business Day and a preceding Non-Business Day Period.
5.5 Subject to Clauses 5.2, 5.4 and 5.7:
(a) the total value of Bill Payments which may be effected by a
Member through LEIGHLIN CREDIT UNION LTD On-Line Account Access Service is
limited in aggregate to EUR 10,000 in any Business Day and the preceding
Non-Business Day Period (if any). For
the avoidance of doubt, the total value of Bill Payments effected during a
Non-Business Day Period shall be taken into account in determining whether the
EUR 10,000 aggregate limit has been reached during the next succeeding Business
Day.
(b) the total value of Inter Account Transfers which may be
effected by a Member through LEIGHLIN CREDIT UNION LTD On-Line Account
Access Service is limited in aggregate to EUR 5,000 in any Business Day and the
preceding Non-Business Day Period (if any). For the avoidance of doubt, the
total value of the Intra Account Transfers effected during a Non-Business Day
Period shall be taken into account in determining whether the EUR 5,000
aggregate limit has been reached during the next succeeding Business Day.
(c) the total value of Intra Account Transfers which may be
effected by a Member between the Accounts of a Member through LEIGHLIN
CREDIT UNION LTD On-Line Account Access Service in any Business Day or
non-business day is limited to the amount of the available balance on the
Account to be debited at the relevant time.
(d) the total value of Intra Account Transfers which may be
effected by a Member to third party accounts maintained with LEIGHLIN
CREDIT UNION LTD through LEIGHLIN CREDIT UNION LTD Phone Banking and/or
LEIGHLIN CREDIT UNION LTD On-Line Account Access Service is limited in
aggregate to EUR 5,000 in any Business Day and preceding Non-Business Day
Period (if any). For the avoidance of
doubt, the total value of transfers effected during a Non-Business Day Period
shall be taken into account in determining whether the EUR 5,000 aggregate
during the next succeeding Business Day; and
(e) the total aggregate value of transfers using the
LEIGHLIN CREDIT UNION LTD Top-Up Services which may be effected by a
Member on any Business Day or non-business day is EUR 220.
5.6 Entries in an Account in respect of Bill
Payments and Fund Transfers shall be prima facie evidence that the transfer or
debit represented thereby has been duly authorised and shall be binding on
LEIGHLIN CREDIT UNION LTD and the Member unless and until proved to the
contrary.
5.7 When using the On-Line Account Access Services each of
LEIGHLIN CREDIT UNION LTD and Member agree that they will not
attempt to rely on any terms and conditions relating to the Accounts if to do
so would be an attempt to repudiate the validity of the Member's instructions
relating to the On-Line Account Access Services or the communications regarding
the instructions sent to the Member by LEIGHLIN CREDIT UNION LTD. Both
LEIGHLIN CREDIT UNION LTD and the Member agree that the instructions,
information, communications and/or authorisations given through the On-Line
Account Access Services shall be treated as satisfying any legal requirements
for communication in writing.
6.1 The Member acknowledges that any Account balance quoted
through LEIGHLIN CREDIT UNION LTD On-Line Account Access Service is the
balance at the relevant close of business for that Account on the Business Day
prior to the day of the quotation and that the balance may not be appropriately
adjusted to include any debit or credit (whether paper or electronic (including
via SMS Message)) transactions processed or issued since the close of business.
The Member accepts that, as the Account balance quoted may contain uncleared
transactions, it may be adjusted in the event of non-payment of any such
transactions and may not be fully up to date.
6.2 The Member shall carefully examine any account information
(including Account statements and balances) received by the Member, or any
other information provided by LEIGHLIN CREDIT UNION LTD to the Member,
through the On-Line Account Access Service from time to time and shall report
any errors or omissions to LEIGHLIN CREDIT UNION LTD in writing within 30
days from the date of despatch of such statements or receipt of such
information. In the event that no error or omission is reported by the Member
within the time specified, LEIGHLIN CREDIT UNION LTD shall be entitled to
rely on the conclusiveness of the relevant statement of account as respects
further transactions, provided that nothing herein will prevent LEIGHLIN
CREDIT UNION LTD or the Member subsequently adjusting information to correct an
error or omission, but in that case without any claim to compensation or
damages arising on account thereof.
9.1 LEIGHLIN CREDIT UNION LTD may terminate the Agreement
and withdraw LEIGHLIN CREDIT UNION LTD On-Line Account Access:
(a) on giving the Member at least 10 Business Days prior written
notice;
(b) immediately upon breach by the Member of any of the terms of
this Agreement or where there are serious grounds for doing so and provided the
Member is informed by notice in writing as soon as is reasonably possible after
termination;
(c) immediately upon the bankruptcy or other contractual
incapacity of the Member;
(d) if the Member has not accessed LEIGHLIN CREDIT UNION
LTD On-Line Account Access in any period of 12 consecutive months; or
(e) if LEIGHLIN CREDIT UNION LTD reasonably believes that
any of the On-Line Account Access Services have been used negligently,
illegally or fraudulently by the Member, or by a third party as a result of the
Member's negligence or recklessness.
9.2 This Agreement does not have a minimum or finite duration and
will continue to be binding on the parties until it is terminated. The Member
may terminate the Agreement at any time by giving LEIGHLIN CREDIT UNION
LTD not less than 10 Business Days prior written notice to that effect, but
without prejudice to the Member's liability for any outstanding indebtedness on
any Account or otherwise prior to the date of termination.
9.3 Notwithstanding the death or incapacity of the Member all
payments made by LEIGHLIN CREDIT UNION LTD at the debit of any Account,
including the Nominated Account, shall be valid and binding upon the Member and
the Member's estate or legal representative if made prior to the receipt by
LEIGHLIN CREDIT UNION LTD of written notice of such death or incapacity.
9.4 LEIGHLIN CREDIT UNION LTD reserves the right to process
or cancel any transactions in progress on termination of this Agreement or on
suspension or withdrawal of the On-Line Account Access Services. LEIGHLIN
CREDIT UNION LTD is not responsible for any loss the Member may incur as a
result of any transaction not being processed as part of the On-Line Account
Access Services after termination of the Agreement or after any suspension or
withdrawal of the Banking Services.
Where LEIGHLIN CREDIT UNION
LTD is not required to notify the Member otherwise by law, LEIGHLIN CREDIT
UNION LTD may alter the Agreement from time to time. Any such alteration shall
become effective and shall be binding upon the Member 14 days after notice of
such alteration has been sent to the Member by any of the following means:
through the post, by advertisement published in at least one national daily
newspaper, by electronic message through LEIGHLIN CREDIT UNION LTD On-Line
Account Access Services including by notice on www.Portcu.ie. The Member shall be
entitled, upon receiving notice of any alteration to this Agreement, to
immediately terminate the Agreement but without prejudice to any rights or
obligations which have arisen prior the termination date, including the
Member's liability for any indebtedness on any Account or which has otherwise
arisen prior to that termination date.
11.1 Save where expressly provided, any notice required to be given
by the Member to LEIGHLIN CREDIT UNION LTD in connection with the subject
matter of this Agreement shall be given in writing and sent through the post
addressed to LEIGHLIN CREDIT UNION LTD, Main St., Leighlinbridge, Co. Carlow.
11.2 Save where expressly provided, any notice required to be given
by LEIGHLIN CREDIT UNION LTD to the Member in connection with the subject
matter of this Agreement may be given by any of the following means: through
the post, by advertisement published in at least one national daily newspaper
or by notice on www.Portcu.ie.
12.1 Subject to the terms of the Privacy and
Security Policy, and except to the extent that such disclosure is required
under compulsion of law or pursuant to a direction or request issued by the
Financial Regulator or other competent statutory or regulatory authority,
LEIGHLIN CREDIT UNION LTD shall ensure that all confidential personal data
of a Member held by LEIGHLIN CREDIT UNION LTD in relation to LEIGHLIN
CREDIT UNION LTD On-Line Account Access Services shall only be accessible to
LEIGHLIN CREDIT UNION LTD, its agents or a company controlled by
LEIGHLIN CREDIT UNION LTD and shall be processed or used by them for
purposes and in a way compatible with the discharge of LEIGHLIN CREDIT
UNION LTD's obligation to the Member under the Agreement.
12.2 The Member shall ensure that all
information obtained from LEIGHLIN CREDIT UNION LTD by the Member relating
to LEIGHLIN CREDIT UNION LTD's operations, services, software, hardware
and/or systems in connection with this Agreement shall be treated by the Member
in strictest confidence and shall not be disclosed by the Member to any third
party unless it is already in the public domain.
13.1 The Intellectual Property Rights in all data, information,
systems, processes or other material used by or developed by LEIGHLIN CREDIT
UNION LTD for the purposes of providing the On-Line Account Access Services or
performing its obligations under this Agreement shall, or upon their creation,
remain vested in LEIGHLIN CREDIT UNION LTD or its licensors. The Member
shall use such material only for the purpose of receiving the On-Line Account
Access Services, as contemplated by this Agreement.
13.2 Save where otherwise specified, the Intellectual Property
Rights and contents of all the Website are owned by LEIGHLIN CREDIT UNION
LTD or its licensors. Reproduction of part or all of the contents of the
Website in any form is prohibited without the prior consent of LEIGHLIN
CREDIT UNION LTD, other than that a Member may print or download one copy of
the contents of the Website for personal non-commercial use.
LEIGHLIN CREDIT UNION LTD
will comply with its obligations under the Data Protection Acts, 1988 and 2003
(as amended from time to time) as regards relevant data in its possession
relating to the Member and shall make available for inspection by the Member
any information held by LEIGHLIN CREDIT UNION LTD about the Member in
accordance with those Acts. The Privacy and Security Policy published on the
Website from time to time shall apply to the use of personal data relating to
the Member and shall form part of this Agreement.
Subject to the Member's
compliance with the Agreement and provided the Member has not acted
fraudulently or in a negligent manner, LEIGHLIN CREDIT UNION LTD shall
accept liability for the non-execution or defective execution of a Funds
Transfer effected through LEIGHLIN CREDIT UNION LTD On-Line Account Access
Service but such liability shall be limited to the amount of the unexecuted or
defectively executed Funds Transfer.
17.1 In the event of a breakdown, fault or malfunction of, or
connected to, any system used in connection with LEIGHLIN CREDIT UNION LTD
On-Line Account Access Service, or where there is a real or potential security
risk, LEIGHLIN CREDIT UNION LTD shall be entitled, without incurring any
liability to the Member, to temporarily suspend the relevant On-Line Account
Access Services or access to LEIGHLIN CREDIT UNION LTD On-Line Account
Access Services for such reasonable period as may be required to remedy,
address or resolve the system issue.
17.2 Force Majeure: LEIGHLIN CREDIT UNION LTD shall not be in
breach of its obligations under this Agreement
if there is any total or partial failure of performance of LEIGHLIN CREDIT
UNION LTD's duties and obligations occasioned by any act of God, fire, act of
government or state, war, civil commotion, insurrection, embargo, inability to
communicate with third parties for whatever reason, failure of any computer
dealing or settlement system, failure of or delay in the transmission of SMS
Messages via any mobile phone network, prevention from or hindrance in
obtaining any energy or other supplies, labour disputes of whatever nature,
late or mistaken payment by an agent or any other reason (whether or not
similar in kind to any of the above) beyond LEIGHLIN CREDIT UNION LTD's
control.
18.1 The Member accepts that electronic
communications, the internet, telephone lines or SMS-based telecommunications
media may not be secure and communications via such media may be intercepted by
unauthorised persons or delivered incorrectly. In consequence LEIGHLIN
CREDIT UNION LTD cannot guarantee the privacy or confidentiality of
communications via such media although it will put in place security measures
to protect these methods of communications.
18.2 From time to time it may be necessary to or
desirable for security reasons, maintenance, upgrades or other reasons to:
(a) make certain or all of the On-Line Account Access Services
unavailable to a Member; and/or
(b) delay implementation of any new Services; and/or
(c) withdraw, replace or reissue
Registration Numbers, PINs and/or
(d) change authentication
procedures or processes for accessing LEIGHLIN CREDIT UNION LTD On-Line
Account Access
and while LEIGHLIN CREDIT UNION LTD will use
reasonable endeavours to minimise any inconvenience caused to the Member the
Member accepts that these events may occur and that LEIGHLIN CREDIT UNION
LTD has no liability to it in the event of this happening. Where LEIGHLIN
CREDIT UNION LTD changes authentication procedures for accessing LEIGHLIN
CREDIT UNION LTD On-Line Account Access then, notwithstanding Clause 11
LEIGHLIN CREDIT UNION LTD may introduce these procedures by giving
instructions to the Member via the LEIGHLIN CREDIT UNION LTD On-Line
Account Access system in respect of which such procedures are being introduced.
18.3 The Member acknowledges that the On-Line
Account Access Services may not be available during the period from 03.00 to
07.00 hours.
19.1 The Member agrees that he/she has entered into this Agreement
for his/her own benefit and not for the benefit of another person, and may not
subcontract or assign any of his/her rights or obligations under this
Agreement. The Member acknowledges that
LEIGHLIN CREDIT UNION LTD enters into this Agreement for itself and as
agent for any member of the LEIGHLIN CREDIT UNION LTD Group where that
member of the LEIGHLIN CREDIT UNION LTD Group has an agreement with the
Member in respect of a product or service to which the On-Line Account Access
Services that are provided to the Member apply.
The Member may contact
LEIGHLIN CREDIT UNION LTD at LEIGHLIN CREDIT UNION LTD on 059 9721000 in the event that the Member
requires urgent assistance in resolving a difficulty encountered in relation to
LEIGHLIN CREDIT UNION LTD On-Line Account Access and/or information
generally in relation to LEIGHLIN CREDIT UNION LTD On-Line Account Access.
All relations established by
LEIGHLIN CREDIT UNION LTD with the Member prior to this Agreement being
entered into, and this Agreement, are governed by and will be construed with
the laws of
If, at any time, any provision of
this Agreement (or any part of a provision of this Agreement) is or becomes
illegal, invalid or unenforceable, that shall not affect or impair the
legality, validity or enforceability the remainder of this Agreement (including
the remainder of a provision where only part thereof is or has become illegal,
invalid or unenforceable).
Any waiver by LEIGHLIN
CREDIT UNION LTD of a breach or default of any of the provisions of this
Agreement shall not be construed as a waiver of any succeeding breach of the
same or other provisions, nor shall any delay or omission on LEIGHLIN
CREDIT UNION LTD’s part to exercise or avail of any right, power or privilege
that LEIGHLIN CREDIT UNION LTD has or may have, operate as a waiver of any
breach or default by the Member.
The Agreement and all other
documentation which will be provide by LEIGHLIN CREDIT UNION LTD to
communicate with the Member throughout the duration of the Agreement will be
prepared in the English language, and all communications between LEIGHLIN
CREDIT UNION LTD and the Member will also be conducted in the English language.